We start from your task, not a ready-made template — so the solution fits.
Transparency and accountability at every step are a working standard for us.
Whether you're a first-time flat buyer or a portfolio investor, the process adapts to your situation.
First-time buyers in Mumbai often discover stamp duty, registration fees, and GST add 10–14% on top of the agreed price — after they've already negotiated. We model your full acquisition cost before you make an offer, and we explain every document the seller hands you before you sign it.
Cost modelling · Document walkthrough · End-to-end support
We benchmark rental yields and capital appreciation rates by micro-market — using actual registered transaction data, not developer brochure claims. For multi-unit or commercial acquisitions, we model IRR across a 5-year hold, factoring in vacancy assumptions and society cost escalations.
Yield benchmarking · Micro-market comparison · IRR modelling
FEMA compliance, TDS deduction obligations for NRI sellers, and the limitations of a Power of Attorney-led transaction are all areas where overseas buyers routinely overpay or create future title problems. We manage the regulatory sequence and document custody on your behalf, keeping you informed at every stage via structured reports.
FEMA compliance · TDS coordination · POA structuring
Mumbai commercial leases routinely leave tenants exposed on fit-out recovery, lock-in exit penalties, and maintenance cost escalation clauses. We review FSI consumption on the specific unit, assess zoning for your intended use, and negotiate LOI and agreement terms before your legal team finalises the deed.
FSI check · Zoning verification · LOI negotiation
A repeatable process that removes guesswork from every phase of your property decision.
You share your requirements — use case, budget in INR, preferred corridors, carpet area range. We map the 3–5 micro-markets in Mumbai where those parameters intersect with actual available inventory.
Within 5 working days, you receive a curated shortlist of vetted units — each accompanied by an approval status summary, builder or seller background note, and a preliminary cost-to-close estimate.
Once you identify a preferred property, we run the full audit: ownership chain, IOD/OC status, RERA project health, encumbrance search, society dues check, and FSI compliance — delivered as a structured report.
We advise on Agreement for Sale terms, payment milestone structure (especially for under-construction), and areas of negotiation — including fit-out credits, car parking allocation, and possession penalty clauses.
We prepare the document set, calculate final stamp duty and registration fees to the rupee, book the sub-registrar appointment, and accompany you through the registration process to ensure there are no last-minute corrections at the counter.
Most Mumbai property problems — title gaps, hidden dues, regulatory non-compliance — are visible before you pay, not after. Book a scoped property review with Lumen Partners and know exactly what you're committing to.